A Beginner’s Guide To Buying Real Estate Properties in Malta

by Real Estate 22 January 2021

Real Estate Properties in Malta
  • Are you someone who is planning for a long time on getting yourself a property on the picturesque Mediterranean coastline?
  • Have you heard about Malta and why it has emerged as one of the top European real estate markets in recent years?
  • Do you know how you can buy real estate properties in Malta without too much of a fuss with the help of experts?

Picture perfect sunsets, endless coastlines, shimmering ocean waves, and a past steeped in rich historical legacy, Malta is one of the hidden gems in Europe. It does not get the attention it deserves as compared to France or Italy. However, in recent years, many ex-pats are finally waking up to the realization of making real estate investments in Malta.

In this guide, we speak to some leading realtors that help individuals and families looking at Real Estate for sale in Malta. If you are someone who is still in the deciding phase, make sure you read this guide with a lot of focus and concentration.

What makes Malta the Ideal Real Estate Destination in 2021?

In this section, we are going to shed some light on the top reasons why Malta’s Real Estate market makes for a perfect real investment decision.

Post-Pandemic Lower Prices-

Real estate experts are of the opinion that the last time real estate prices in Malta were as low as 2021 was at least ten years back. The pandemic has led to a decline in prices and this is the best time to invest in Malta’s real estate. However, bear in mind that recovery has already started and real estate prices are expected to shoot through the roof in the coming months.

Malta is the Heart of the Mediterranean-

If you have always cherished the dream of having a home on the dream on the Mediterranean, then Malta is the place to be. Malta enjoys the distinction of being located at the heart of the Mediterranean. From stunning beaches to exotic villas, no matter what kind of experience you are looking for, Malta is going to help you find it.

The Ideal Living Environment for Families-

Malta has so much more to offer than just beaches. In fact, it is a UNESCO World Heritage Site that has a history, which dates back to at least 7000 years. There are a number of forts, historical monuments, city squares, paintings, and art that are reminiscent of bygone eras. This makes for fascinating historical studies and information loved by children and adults alike.

Taxation Benefits and Citizenship Perks-

Malta is great when it comes to taxes. In fact, the government makes a conscious effort to reward investors who invest in Malta’s real estate markets and other resources. After living for a year in Malta, you can apply for the European Residency Permit or Citizenship. This comes with its benefits of free movement throughout EU countries and a host of other advantages.

The Malta real estate market is one of the hottest ones in the world. You can get a lot of tax breaks if you are planning to take loans for apartment buildings. You will not even have to feel the pinch of the EMI payments as the property appreciation value is through the roof. This makes for a sound financial decision. Even if you do not have all the capital to purchase the property outright, you can always take help from an established financial lender.

Kinds of Properties you can Purchase in Malta’s Real Estate Markets

If you are worried about budgets and types of properties, fret not. When it comes to choices and options, Malta has got you covered. You can opt for expansive million-dollar six-bedroom villas on the coastlines, or quaintly set up and cozy apartment complexes in the city for a hundred thousand dollars.

Depending on what your budget and price points are, Malta has a host of options for every consideration. If you are looking at the major cities, the following are the major ones that are perfect for real estate investing-

  • Valetta
  • Mdina
  • Zebbug
  • Gozo
  • Rabat
  • Julian
  • Gzira
  • Sliema

The above cities offer a host of different living environments. Valetta and Mdina are urban centers, while Zebbug and Rabat allow you to enjoy the laidback countryside. Sliema, Gzira, and St Julian are situated right on the coastline and have direct access to the beach.

The Final Word

Now is the right time for real estate investors to tap into the bourgeoning Maltese property market. With prices on the rebound after the pandemic, it is only a matter of time before the affordable properties go out of bounds.

From sun-kissed beaches to thousand-year-old forts, Malta offers something to everyone. It is by far one of the best European countries to set up your home in.

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Ariana Smith is a blogger who loves to write about anything that is related to business and marketing, She also has interest in entrepreneurship & Digital marketing world including social media & advertising.

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