Is being hit by an uninsured motorist going to cost you?
by Mashum Mollah Insurance 15 August 2018
Getting hit while driving is never a pleasant experience, but it is even less pleasant when you get hit by an uninsured driver. This can be frustrating for many reasons: your car is at risk of getting wrecked, you and everyone in your car are at risk of being seriously injured, there is, of course, mental suffering from the whole experience, and last but not least, the person that hit you is not insured.
This last bit can be really frustrating sometimes, because if you were hit by or injured by an uninsured motorist, there is a high possibility that you will be in a situation where you will have a huge financial loss, and since the driver that hit you is uninsured, your damage will not be covered by his insurance, and you will be at a financial loss.
The law of the state of Houston requires that all drivers must have car insurance that will cover for any eventual damage on the road with minimum liability limits of:
- $30,000 for each injured person per accident
- $60,000 for all injured people in a single accident
- $25,000 for property damage in the accident
Still, there are some drivers who go around this law and refuse to buy car insurance. This irresponsibility of theirs can be very damaging for both themselves and the driver they hit. This can have some serious legal and financial consequences as a result.
In some states, uninsured drivers may be obliged to pay for the entire thing they have caused. They can also face criminal charges for the amount they cannot cover or pay.
Usually, if you have been hit by an uninsured driver, you would be required to pay for your own costs. You can prevent this by getting yourself an uninsured or underinsured motorist coverage. This way, you will be compensated for the amount of damage you suffer, or for the bill of the medical care you require.
Protecting yourself from unnecessary and exaggerated financial damage in various situations you may find yourself in is just one of the many ways of getting an uninsured motorist coverage for yourself can be helpful. Also, taken into the number of uninsured drivers these days, getting yourself this coverage can be crucial when it comes to compensating the damage and trauma you might have been put through.
Legal options for drivers hit by uninsured motorists
If you get hit by an uninsured motorist driver, it is important that you get in touch with a qualified attorney. This is the best way to get compensated for all the damage you suffer (whether it is physical, mental, or financial damage). You can also get compensated for any permanent and future damage you endure if you get left with a long-lasting injury. A family of a driver that gets killed by an uninsured driver can seek wrongful death claims. All of this and more can be acquired if you hire and consult with an experienced lawyer, who can help you get the most out of your unfortunate situation.
The best thing you can do for yourself in this situation is to hire a professional from Michael P. Flemings’ board of attorneys, a group of experts specialized in personal injuries and civil litigations.
Why should you hire a professional from Michael P. Flemings’ board of experts?
There are many reasons to do this. Hiring an expert will help you greatly in discovering all the possibilities you dispose of when you encounter this specific situation. One of our certified experts in personal injuries is going to explain everything you need to know when it comes to being hit on a road by an uninsured motorist.
Considering the irresponsibility of the uninsured driver you get hit by, we think it’s only fair that you get compensated with the amount of money you deserve, considering the amount of physical or mental trauma you can go through in this unpleasant experience.
Going all alone through this can be very stressful, especially if you don’t understand all the possible outcomes you can experience.
This and many other reasons are what we think is more than enough for you to contact a certified expert from Michael P. Flemings’ board of attorneys.
You deserve the best, and the best you can get for yourself in this unpleasant situation is a professional to help you with everything you need to know.
We will ensure that you get the perfect and apt solutions for your problems pertaining to accidental claims. We also provide free consultation services where our experts will interact with you. We strive to provide you with the best solutions. If you’re still unsure of what to do or have any more questions, you can figure out your legal options on our website.
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