Understanding The Medical Coverage Of TATA AIG’s US Travel Insurance

Visiting the United States of America can be an enthralling experience for all visitors. You can indulge in various exciting activities, such as hiking, trekking, visiting popular tourist spots, trying new cuisines, and so much more.

While you enjoy your tour, you may encounter medical emergencies like food poisoning, injury during trekking, etc. 

To navigate these situations smoothly, it is wise to buy travel insurance before your journey, though it is not a mandatory requirement. TATA AIG offers some of the most affordable plans with extensive medical coverage, so you can thoroughly enjoy your trip.

Here is a detailed explanation of TATA AIG US travel insurance medical coverage.

TATA AIG Travel Insurance-International: An Overview

TATA AIG’s Travel Insurance International plan is an excellent shield for those travelling to the USA. It offers comprehensive coverage, which covers multiple aspects of your trip. Thus, providing you with the necessary help during emergencies in the USA without worrying about finances.

Here are some of its notable features:

1. Minimum entry age of 6 months
2. Single trip and annual trip options
3. Individual plans, family plans, and senior citizen plans
4. Multiple customisable plan options

TATA AIG US Travel Insurance: Medical Coverage You Can Enjoy

The international travel insurance police provides you comfort and safety while you are abroad.

Here is how it covers your medical expenses.

Sickness And Accident

TATA AIG US travel insurance also covers the cost of medical treatment that may be necessary after any accident or sickness you may face in the USA. 

For example, you may experience an upset stomach from trying street food like hamburgers or tacos in Chicago. Or you may injure your leg while trekking on the Appalachian Trail. 

But you need not worry as TATA AIG’s travel insurance USA will cover the hospitalisation charges, medicine bills, medical tests charges, etc., for you.

Emergency Dental Expenses

At times, you may encounter an injury or sickness, which may severely affect your dental condition. For instance, while go-karting at the Dallas Karting Complex, you may encounter an accident, damaging your teeth. 

If you have purchased the TATA AIG travel insurance plan, all the medical expenses related to the emergency dental treatment will be covered. Moreover, you won’t have to spend large amounts from your pocket.

Medical Assistance

Apart from providing monetary assistance and bearing the cost of treatment, TATA AIG travel insurance also includes assistance services if any medical emergency arises with you in the USA. 

For instance, TATA AIG’s Assistance Company can help you locate a good hospital nearby so you can receive timely and good medical treatment. 

They may also help you connect with your family physician back in India, to help you make the right decision as far as the treatment in the USA is concerned.

Medical Evacuation

In some medical situations, it may be necessary to transport the insured to another medical facility or back to India for better treatment and care. 

Here, TATA AIG travel insurance USA also includes the cost of evacuating or transporting the insured using an air ambulance, aeroplane, surface ambulance, or any other mode of transport. The plan also covers the repatriation cost for transporting the bodily remains back to India.

Personal Accident In India

If you encounter an accident in India while travelling to or from the airport for your USA trip, TATA AIG travel insurance covers the medical expenses for treating the injury that you may sustain.

Pandemic/Epidemic Cover

TATA AIG USA travel insurance also includes medical coverage for epidemics or pandemics. For instance, if you have contracted an illness while in the USA and require quarantine, you will receive coverage for the same.

Accidental Death And Dismemberment

Accidents can turn out to be extremely severe or even fatal at times. It may lead to a high degree of injury, resulting in the severing of the limbs.

TATA AIG travel insurance policy has a provision to compensate the insured if any such unfortunate incident grips them while touring the USA. 

Besides, the travel insurance also provides for adequate compensation if there is a fatal aeroplane accident in which the insured is travelling to or from the USA.

Automatic Extensions

For any reason, if you are hospitalised abroad, and your international travel insurance policy is about to expire, they will automatically extend it for another 60 days or until you are discharged from the hospital. 

Moreover, if your home flight is delayed and you are unable to get back home any other way, they will extend the cover automatically for 7 days. So, if you are worried about travel insurance, then relax. They have got you covered.

Travel Assistance

Traveling to a foreign country is an exciting experience. However, if something goes wrong, it can be really scary. 

If you are unable to find a place where you can get medical assistance, or how to apply for a new passport if somehow it gets lost, their international insurance plan will help you through the process.

Promise Of A Blissful US Trip With TATA AIG Travel Insurance Plan

TATA AIG US travel insurance covers a wide range of medical expenses from sickness, injury, accidents, etc. 

Their comprehensive cover ensures that travellers can tour the USA with enthusiasm, without worrying about the high medical costs there. Most of all, they offer a cashless claim facility, which makes the entire claim process a seamless one. 

You can choose from various plans and variants, such as Platinum, Titanium, Silver Plus, etc. Each plan comes with different coverage per traveller starting from $1,00,000 to $ 10,00,000. 

Their plans also offer medical coverage for pre-existing conditions, which may escalate while on a trip to the USA.

Whether you are travelling alone or with your loved ones, their plans offer continued protection. They take care of you throughout the trip with individual and family travel insurance plans. 

Besides, you don’t have to worry about any lengthy purchase process, as you can purchase TATA AIG plans from their official website within a few minutes.

Just key in your details and complete the necessary steps to receive your policy in your mailbox.

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